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Personal Loan

Quick funds for any personal need without collateral. Get instant approval up to ₹50 lakh.

10.5% Interest Rate
₹50L Max Amount
5 Years Tenure

Why Choose Our Personal Loan?

Fast, flexible and hassle-free personal loans

Instant Approval
Get approval in 24 hours
🔓
No Collateral
Unsecured loan
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High Loan Amount
Up to ₹50 lakh
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Minimal Documents
Simple documentation
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Flexible Tenure
12 to 60 months
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No Usage Restriction
Use for any purpose

Personal Loan Details

💸 Interest Rate & Charges

Interest Rate 10.5% - 24% p.a.
Processing Fee Up to 2% of loan amount
Prepayment Charges Nil (after 6 months)
Late Payment Fee ₹500 per installment

📊 Loan Amount & Tenure

Minimum Amount ₹50,000
Maximum Amount ₹50,00,000
Minimum Tenure 12 months
Maximum Tenure 60 months (5 years)

Eligibility Criteria

Check if you qualify for a personal loan

👔 For Salaried Individuals

  • Age: 21 to 60 years
  • Income: Minimum ₹25,000 per month
  • Employment: Minimum 2 years total experience
  • Current Job: At least 1 year in current company
  • Credit Score: 700 or above

💼 For Self-Employed Individuals

  • Age: 25 to 65 years
  • Income: Minimum ₹3 lakh per annum
  • Business Vintage: Minimum 3 years
  • ITR Filing: Last 2 years mandatory
  • Credit Score: 700 or above

Documents Required

Keep these documents ready for quick processing

📄 Identity Proof

  • Aadhaar Card
  • PAN Card
  • Passport
  • Voter ID
  • Driving License

🏠 Address Proof

  • Aadhaar Card
  • Passport
  • Utility Bills
  • Rent Agreement
  • Property Documents

💵 Income Proof

  • Last 3 months salary slips
  • 6 months bank statement
  • Form 16
  • ITR (for self-employed)
  • Business proof

How to Apply?

Get your personal loan in 4 simple steps

1

Fill Application

Complete our simple online form with basic details

2

Upload Documents

Submit required documents digitally for verification

3

Get Approval

Receive instant approval within 24-48 hours

4

Receive Funds

Loan amount credited directly to your account

What Can You Use Personal Loan For?

💒

Wedding Expenses

Fund your dream wedding

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Medical Emergency

Cover unexpected medical costs

✈️

Travel & Vacation

Plan your dream holiday

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Home Renovation

Upgrade your living space

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Debt Consolidation

Consolidate multiple loans

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Education Expenses

Fund higher education

Frequently Asked Questions

What is the maximum personal loan amount I can get?

You can get a personal loan up to ₹50 lakh, depending on your income, credit score, and repayment capacity.

How long does it take to get the loan approved?

Once you submit all required documents, the loan is typically approved within 24-48 hours. Disbursal happens within 3-5 working days.

Can I prepay my personal loan?

Yes, you can prepay your personal loan after 6 months without any prepayment charges.

What is the minimum credit score required?

A credit score of 700 or above is recommended for personal loan approval. However, we may consider applications with lower scores on a case-by-case basis.

Do I need to provide collateral?

No, personal loans are unsecured loans. You don't need to provide any collateral or security.

Ready to Get Your Personal Loan?

Apply now and get instant approval for your personal loan needs

Apply Now →