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Credit Card

Get the best credit cards with amazing rewards, cashback, and exclusive benefits. Compare and apply for top credit cards instantly.

5% Cashback
₹0 Joining Fee*
48 Hours Approval Time

Why Choose Our Credit Cards?

Exclusive benefits and rewards on every transaction

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Cashback & Rewards
Earn up to 5% on every purchase
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Travel Benefits
Lounge access & travel insurance
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Fraud Protection
Zero liability on fraudulent transactions
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Welcome Bonus
Get gift vouchers on card approval
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EMI Conversion
Convert purchases to easy EMIs
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Contactless Payments
Tap & pay with NFC technology

Credit Card Categories

Choose the card that fits your lifestyle

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Rewards Card

Earn reward points on every spend

  • 1 point per ₹100 spent
  • Redeem for products
  • No expiry on points
  • Bonus on milestones
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Cashback Card

Get instant cashback on purchases

  • Up to 5% cashback
  • No minimum spend
  • Direct credit to account
  • Extra on categories
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Travel Card

Perfect for frequent travelers

  • Free lounge access
  • Travel insurance
  • Fuel surcharge waiver
  • Air miles rewards
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Shopping Card

Best for online & offline shopping

  • Exclusive discounts
  • Buy now pay later
  • Instant EMI options
  • Purchase protection

Credit Card Features & Fees

💳 Card Fees & Charges

Joining Fee ₹0 - ₹5,000*
Annual Fee ₹0 - ₹10,000*
Interest Rate (APR) 36% - 42% p.a.
Late Payment Fee ₹500 - ₹1,300

*Waived on meeting spend criteria

🎁 Benefits & Rewards

Welcome Bonus Up to ₹5,000
Reward Points 1-4 per ₹100
Cashback Up to 5%
Lounge Access Domestic & International

Eligibility Criteria

Check if you qualify for a credit card

👔 For Salaried Individuals

  • Age: 21 to 60 years
  • Monthly Income: Minimum ₹25,000
  • Employment: Stable job required
  • Work Experience: Minimum 1 year
  • Credit Score: 700 or above

💼 For Self-Employed Individuals

  • Age: 21 to 65 years
  • Annual Income: Minimum ₹3 lakh
  • Business Vintage: Minimum 2 years
  • ITR Filing: Last 2 years
  • Credit Score: 700 or above

Documents Required

Keep these documents ready for quick processing

📄 Identity Proof

  • Aadhaar Card
  • PAN Card (Mandatory)
  • Passport
  • Driving License
  • Voter ID

🏠 Address Proof

  • Aadhaar Card
  • Passport
  • Utility Bills (recent)
  • Rent Agreement
  • Bank Statement

💵 Income Proof

  • Last 3 months salary slips
  • 3 months bank statement
  • Form 16
  • ITR (for self-employed)
  • Business documents

How to Apply?

Get your credit card in 4 simple steps

1

Choose Card

Select the card that suits your needs

2

Fill Application

Complete the online application form

3

Document Verification

Submit documents for verification

4

Receive Card

Get card delivered to your address

Frequently Asked Questions

What is the credit limit I can get?

Credit limit depends on your income, credit score, and credit history. It typically ranges from ₹50,000 to ₹10 lakh or more for premium cards.

How long does it take to get a credit card?

Once your application is approved, you'll receive your card within 7-10 working days at your registered address.

Can I have multiple credit cards?

Yes, you can have multiple credit cards from different banks. However, ensure you can manage repayments on all cards.

What is the interest-free period?

Most credit cards offer an interest-free period of 45-50 days from the date of purchase if you pay the full balance by the due date.

How can I improve my chances of approval?

Maintain a good credit score (700+), have a stable income, pay existing debts on time, and ensure accurate information in your application.

Ready to Get Your Credit Card?

Apply now and start enjoying exclusive rewards and benefits

Apply Now →